Effective Date: 06/23/2025
Last Updated: 12/15/2025
Welcome to InnovursAI ("Service," "we," "us," or "our"), operated by Pragmatic IQ LLC. These Commercial Terms and Conditions ("Terms") govern business use of our AI-powered business strategy platform.
By accessing or using the Service, you represent that you are acting on behalf of a business entity and agree to be bound by these Terms. These Terms are intended for business-to-business transactions only.
1. Definitions
"Service" means InnovursAI's AI-powered business strategy tools, platform, and related services.
"Customer" or "you" means the business entity accessing or using the Service and any authorized users acting on its behalf.
"Authorized Users" means your employees, contractors, or agents authorized to use the Service under your account.
"Input" means any content, data, prompts, or information you or your Authorized Users provide to the Service.
"Output" means any content, recommendations, or results generated by the Service based on your Input.
"Content" means Input and Output collectively.
"Confidential Information" means non-public information disclosed by either party that is marked confidential or would reasonably be considered confidential.
"Usage Policies" means our acceptable use guidelines available at [link], incorporated by reference into these Terms.
2. Eligibility and Account Registration
2.1 Business Use Only
The Service is intended solely for use by business entities. You represent and warrant that:
2.2 Account Creation and Management
2.3 Multi-Factor Authentication and OTP Delivery
Authentication Requirements:
OTP Delivery Methods: You may choose to receive OTP passcodes via:
Communication Preferences:
Your Responsibilities:
Service Availability:
Account Recovery:
2.4 Account Administrator
You must designate at least one account administrator responsible for managing your account, Authorized Users, and compliance with these Terms.
3. Description of Service
3.1 Service Overview
InnovursAI provides AI-powered business strategy tools, guidance, and personalized recommendations for businesses. The Service uses artificial intelligence and machine learning models to generate outputs based on your inputs.
3.2 Service Availability
We will use commercially reasonable efforts to make the Service available 24/7, except for:
3.3 Service Modifications
We may modify, update, or discontinue features of the Service with reasonable notice. Material changes that substantially reduce functionality will be communicated at least 30 days in advance.
4. Intended Use and Important Limitations
4.1 Information and Educational Tool
The Service is an informational and educational tool for business strategy development.
4.2 Critical Acknowledgments
You acknowledge and agree that:
4.3 Professional Advice Disclaimer
THE SERVICE DOES NOT REPLACE PROFESSIONAL ADVISORS. Always consult with qualified legal, financial, accounting, tax, or other licensed professionals for matters requiring expert guidance. We are not liable for any consequences of failing to obtain appropriate professional advice.
4.4 Regulated Activities
If you operate in a regulated industry (healthcare, financial services, legal services, etc.), you are solely responsible for ensuring compliance with all applicable regulations, licensing requirements, and professional standards.
5. Your Content
5.1 Ownership of Input
You retain all ownership rights in your Input. You represent and warrant that you have all necessary rights, licenses, and permissions to provide Input to the Service.
5.2 Output Rights
Subject to your compliance with these Terms and full payment of applicable fees, we assign to you all rights, title, and interest we may have in Output. However, Output may be similar to content generated for other customers, as AI models may produce similar results for similar inputs.
5.3 License Grant to Us
You grant us a non-exclusive, worldwide, royalty-free license to use your Input solely to:
5.4 Content Use for Model Training
We do not use your Content (Input or Output) to train our AI models or to benefit other customers. Your business data remains confidential and is processed solely to provide the Service to you.
5.5 Data Retention
6. Acceptable Use and Prohibited Activities
6.1 Compliance Obligations
You agree that you and your Authorized Users will:
6.2 Prohibited Uses
You may not, and may not permit Authorized Users to:
6.3 High-Risk Use Cases
If you use the Service for applications with significant public welfare, safety, or social equity implications (including but not limited to: making employment decisions, determining creditworthiness, medical diagnosis, legal determinations, or safety-critical systems), you must:
We strongly discourage use of the Service for fully automated high-risk decisions without substantial human oversight.
7. Intellectual Property
7.1 Our Intellectual Property
The Service, including all software, algorithms, user interface design, documentation, and proprietary technology, is owned by Pragmatic IQ LLC and protected by U.S. and international intellectual property laws.
7.2 Limited License
Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Service during the subscription term solely for your internal business purposes.
7.3 Restrictions
Except as expressly permitted by these Terms, you may not:
7.4 Feedback
If you provide suggestions, ideas, or feedback about the Service ("Feedback"), we may use that Feedback without obligation or compensation to you. You grant us a perpetual, irrevocable, worldwide, royalty-free license to use, modify, and commercialize Feedback.
8. Subscriptions, Payment, and Fees
8.1 Subscription Plans
The Service is available through various subscription plans detailed on our website and in your order documentation. Different plans may include different features, usage limits, and support levels.
8.2 Fees and Payment Terms
8.3 Automatic Renewal
Subscriptions automatically renew for successive periods of the same duration unless either party provides written notice of non-renewal at least 30 days before the renewal date.
8.4 Cancellation and Refunds
8.5 Price Changes
We may increase subscription prices upon renewal with at least 60 days' written notice. The new pricing applies to the renewal term. If you do not accept the price increase, you may cancel before the renewal date.
9. Confidentiality
9.1 Confidential Information
Each party agrees to maintain the confidentiality of the other party's Confidential Information and use it only as necessary to fulfill obligations under these Terms.
9.2 Your Confidential Information
Your Content (Input and Output) is your Confidential Information. We will:
9.3 Exceptions
Confidential Information does not include information that:
9.4 Required Disclosure
If legally required to disclose Confidential Information, the receiving party will provide reasonable advance notice to allow the disclosing party to seek protective measures, except where prohibited by law.
10. Data Privacy and Security
10.1 Privacy Policy
Our collection, use, and protection of personal information is governed by our Privacy Policy available at www.innovurs.com/privacypolicy, incorporated by reference into these Terms.
10.2 Data Protection Compliance
We maintain compliance with applicable data protection laws and regulations, including:
10.3 International Data Transfers
You consent to the transfer and processing of data (including personal data) to the United States and other jurisdictions where we or our service providers operate. We implement appropriate safeguards for international transfers, including:
10.4 Security Measures
We implement and maintain appropriate technical and organizational measures designed to protect your Content, including:
10.5 Data Breach Notification
In the event of a security incident that compromises your Content, we will notify you without unreasonable delay and provide information about the incident and our response.
10.6 Data Processing Agreement
For customers subject to GDPR or similar data protection laws, we will execute a Data Processing Agreement (DPA) that details our data processing obligations. Contact Contact@Innovurs.com to request a DPA.
10.7 Communications and Consent
By providing your email address and/or mobile phone number for OTP authentication, you:
SMS-Specific Consents:
10.8 Your Responsibilities
You are responsible for:
11. Third-Party Services and Integrations
11.1 Third-Party Services
The Service may integrate with or link to third-party platforms, applications, or services ("Third-Party Services"). We do not control Third-Party Services and are not responsible for their availability, content, or practices.
11.2 Your Responsibility
Your use of Third-Party Services is governed by their own terms and privacy policies. You are responsible for reviewing and complying with those terms.
11.3 Data Sharing
If you enable integrations with Third-Party Services, you authorize us to share necessary data with those services. We are not liable for how Third-Party Services use your data.
12. Representations and Warranties
12.1 Mutual Representations
Each party represents and warrants that:
12.2 Your Representations
You represent and warrant that:
12.3 Our Limited Warranty
We warrant that the Service will perform substantially in accordance with our published documentation under normal use. Your exclusive remedy for breach of this warranty is for us to use commercially reasonable efforts to correct the non-conformance or, if we cannot, you may terminate and receive a prorated refund.
13. DISCLAIMERS
13.1 "AS IS" BASIS
EXCEPT AS EXPRESSLY PROVIDED IN SECTION 12.3, THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND.
13.2 DISCLAIMER OF WARRANTIES
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING:
13.3 AI-SPECIFIC DISCLAIMERS
YOU ACKNOWLEDGE THAT:
13.4 OTP AND AUTHENTICATION DISCLAIMERS
WE DO NOT GUARANTEE:
YOU ACKNOWLEDGE THAT:
13.5 NO PROFESSIONAL SERVICES
WE ARE NOT PROVIDING PROFESSIONAL SERVICES (LEGAL, FINANCIAL, MEDICAL, TAX, ACCOUNTING, OR OTHER LICENSED SERVICES). THE SERVICE IS A TECHNOLOGY TOOL ONLY.
14. LIMITATION OF LIABILITY
14.1 Exclusion of Consequential Damages
TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEITHER PARTY WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING:
THIS EXCLUSION APPLIES EVEN IF A PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND REGARDLESS OF THE LEGAL THEORY (CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE).
OTP AND COMMUNICATION SERVICES: WE ARE NOT LIABLE FOR ANY DAMAGES RESULTING FROM DELAYS, FAILURES, OR INABILITY TO DELIVER OTP MESSAGES DUE TO THIRD-PARTY TELECOMMUNICATION SERVICE FAILURES, EMAIL DELIVERY ISSUES, CARRIER PROBLEMS, NETWORK OUTAGES, OR YOUR INABILITY TO ACCESS YOUR CHOSEN COMMUNICATION CHANNEL.
14.2 Liability Cap
TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THESE TERMS, THE SERVICE, OR YOUR USE THEREOF WILL NOT EXCEED THE AMOUNT YOU PAID US IN THE 12 MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO LIABILITY.
14.3 Exceptions
The limitations in Sections 14.1 and 14.2 do not apply to:
14.4 Basis of the Bargain
You acknowledge that these limitations are an essential element of the agreement between the parties and that we would not provide the Service without these limitations.
15. Indemnification
15.1 Your Indemnification of Us
You will indemnify, defend (at our option), and hold harmless Pragmatic IQ LLC, its affiliates, and their respective officers, directors, employees, agents, and contractors from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from or relating to:
15.2 Our Indemnification of You
We will indemnify, defend (at your option), and hold you harmless from third-party claims that the Service itself infringes a valid U.S. patent, copyright, or trademark, provided that:
If the Service is or may become subject to an infringement claim, we may, at our option:
This Section 15.2 states our entire liability and your exclusive remedy for infringement claims.
15.3 Indemnification Process
The indemnified party will:
The indemnifying party will not settle any claim that imposes obligations on the indemnified party without the indemnified party's prior written consent.
16. Term and Termination
16.1 Term
These Terms begin when you first access the Service and continue until terminated as provided below.
16.2 Termination for Convenience
16.3 Termination for Cause
Either party may terminate immediately upon written notice if:
16.4 Immediate Suspension or Termination
We may immediately suspend or terminate your access without notice if:
16.5 Effect of Termination
Upon termination:
17. Force Majeure
Neither party will be liable for any delay or failure to perform obligations under these Terms (except payment obligations) due to causes beyond its reasonable control, including:
The affected party must:
If a force majeure event continues for more than 60 days, either party may terminate upon written notice.
18. Changes to These Terms
18.1 Modification Rights
We may modify these Terms from time to time. Material changes will be communicated by:
18.2 Advance Notice
We will provide at least 30 days' notice before material changes take effect, except:
18.3 Acceptance
Continued use of the Service after the effective date constitutes acceptance of the modified Terms. If you do not agree to the modifications, you may terminate your subscription before the effective date.
19. General Provisions
19.1 Governing Law
These Terms are governed by the laws of the Commonwealth of Virginia, USA, without regard to conflict of law principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply.
19.2 Dispute Resolution - Arbitration
Initial Negotiation: Before initiating arbitration, the parties will attempt to resolve disputes through good-faith negotiation for 30 days.
Binding Arbitration: Any dispute not resolved through negotiation will be resolved by binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules.
Arbitration Terms:
Exceptions: Either party may seek injunctive or equitable relief in court for:
Class Action Waiver: Each party waives any right to bring claims as a class action, consolidated action, or representative action. Claims must be brought in each party's individual capacity.
19.3 Export Control
The Service is subject to U.S. export control laws. You represent that you are not:
19.4 Entire Agreement
These Terms, together with your order documentation and our Privacy Policy, constitute the entire agreement between the parties regarding the Service and supersede all prior agreements, proposals, and representations.
19.5 Amendments
No amendment to these Terms is binding unless in writing and signed by both parties, except as provided in Section 18 (Changes to These Terms).
19.6 Waiver
No waiver of any provision is effective unless in writing and signed by the waiving party. Waiver of one breach does not waive any other breach.
19.7 Severability
If any provision is found unenforceable, it will be modified to the minimum extent necessary to make it enforceable. If it cannot be made enforceable, it will be severed, and the remaining provisions will remain in full force.
19.8 Assignment
You may not assign or transfer these Terms or any rights hereunder without our prior written consent. We may assign these Terms without your consent in connection with a merger, acquisition, reorganization, or sale of assets. Any attempted assignment in violation of this section is void.
19.9 Independent Contractors
The parties are independent contractors. These Terms do not create a partnership, joint venture, agency, or employment relationship.
19.10 No Third-Party Beneficiaries
These Terms are solely for the benefit of the parties and do not confer rights on any third party, except that our affiliates and service providers are third-party beneficiaries of Sections 9, 14, and 15.
19.11 Notices
All notices must be in writing and sent to:
Notices are effective when delivered.
20. Compliance and Audit Rights
20.1 Compliance Monitoring
We may monitor your use of the Service to ensure compliance with these Terms and our Usage Policies.
20.2 Audit Rights
Upon reasonable advance notice (at least 30 days), we may audit your use of the Service to verify compliance with these Terms, including:
Audits will occur no more than once per year and will be conducted during normal business hours in a manner that minimizes disruption.
20.3 Audit Results
If an audit reveals non-compliance, you must:
21. Insurance and Risk Management
You acknowledge that:
22. Contact Information
For general inquiries:
Contact@Innovurs.com
For data protection inquiries:
Contact@Innovurs.com
Subject: Data Protection Request
Acknowledgment
By using the Service, you acknowledge that:
Last Updated: 12/15/2025
These Terms and Conditions are designed for business-to-business use only. If you are not using the Service for business purposes, you may not use the Service under these Terms.