Terms and Conditions

Effective Date: June 23, 2025

Welcome to InnovursAI ("the Service"). These Terms and Conditions ("Terms") govern your access to and use of the Service provided by Pragmatic IQ LLC, doing business as InnovursAI ("Company," "we," "us," or "our"). By accessing or using the Service, you agree to be bound by these Terms.

1. Acceptance of Terms By accessing or using the Service, you affirm that you are at least 18 years old and have the legal capacity to enter into these Terms. If you do not agree to these Terms, you may not access or use the Service.

2. Description of Service and Intended Use The Service provides AI-powered business strategy tools, guidance, and personalized recommendations for founders and businesses. The Service is intended solely for informational and educational purposes. The outputs generated by the Service are based on algorithmic models and should not be relied upon as a substitute for professional legal, financial, business, healthcare, or other expert advice. The Service is not intended for use in regulated industries or for any activity requiring professional licensure. Users are solely responsible for evaluating and verifying any information provided by the Service prior to making any business or personal decisions.

3. Account Registration and Security

• You may need to create an account to access certain features.
• You are responsible for maintaining the confidentiality of your login credentials.
• You agree to notify us immediately of any unauthorized access or use of your account.

4. Subscription and Payment

• Some features may require payment. Pricing, billing, and subscription details are available within the Service.
• All payments are non-refundable except as required by law.
• We reserve the right to modify subscription plans and pricing at any time with advance notice provided through email or in-app notifications.

5. User Conduct You agree not to:

• Use the Service for any unlawful or unauthorized purpose, including in violation of any applicable laws, regulations, or professional standards.
• Interfere with or disrupt the Service or servers.
• Reverse engineer, decompile, or disassemble any part of the Service.
• Use automated systems to access the Service without our permission.

6. Intellectual Property

• The Service, including content, design, software, and proprietary algorithms, is owned by the Company and protected by intellectual property laws.
• You are granted a limited, non-exclusive, non-transferable license to access and use the Service for personal or internal business use only.
• You may not copy, reproduce, modify, distribute, or create derivative works based on any part of the Service without our express written consent.

7. Data Privacy and International Compliance

• We collect and use personal and business data as described in our Privacy Policy.
• Our data collection and processing practices comply with applicable privacy laws and regulations, including but not limited to the General Data Protection Regulation (GDPR - Europe), the California Consumer Privacy Act (CCPA - USA), the Personal Data Protection Act (PDPA - Singapore), and the Personal Information Protection Law (PIPL - China), where applicable.
• You consent to the transfer of your data to the United States and other jurisdictions where we or our service providers operate. Cross-border transfers will be handled in accordance with applicable legal requirements.

8. Disclaimers and Limitations of AI Output

• The Service is provided "as is" without warranties of any kind.
• We do not guarantee that the Service will be error-free, uninterrupted, or meet your specific business outcomes.
• AI-generated outputs are probabilistic and may contain inaccuracies, omissions, or errors. Outputs may reflect outdated or incomplete data.
• Users are solely responsible for evaluating, verifying, and independently confirming the accuracy, completeness, legality, and applicability of any outputs provided by the Service before taking action.
• The Company disclaims any liability for any business losses, financial harm, reputational damage, regulatory violations, or other consequences that may arise from reliance on AI-generated outputs.

9. Limitation of Liability To the fullest extent permitted by law:

• We are not liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising from or related to your use of the Service.
• This includes, without limitation, lost profits, lost revenue, loss of data, business interruption, reputational harm, or legal and regulatory exposure.
• Our total liability for any claims arising out of or relating to these Terms is limited to the amount you paid us in the 12 months preceding the claim.

10. Indemnification You agree to indemnify, defend, and hold harmless the Company, its affiliates, officers, employees, agents, and licensors from any claims, damages, losses, liabilities, costs, and expenses (including attorneys' fees) arising from your use of the Service or your violation of these Terms.

11. Force Majeure We are not liable for any failure or delay in performance caused by circumstances beyond our reasonable control, including but not limited to natural disasters, epidemics, pandemics, war, terrorism, labor disputes, cyber-attacks, power outages, acts of government, or failures of telecommunications or third-party services.

12. Termination

• We may suspend or terminate your access to the Service if you violate these Terms.
• You may terminate your account at any time by following the instructions within the Service.
• Upon termination, your right to use the Service will immediately cease.

13. Changes to Terms We may update these Terms from time to time. We will provide notice of any material changes by email or through in-app notifications at least 30 days prior to the changes taking effect. Your continued use of the Service after the effective date constitutes your acceptance of the updated Terms.

14. Governing Law and Jurisdiction These Terms shall be governed by the laws of the Commonwealth of Virginia, USA, without regard to conflict of law principles. However, you may have additional rights under the laws of your country of residence.

15. Dispute Resolution Any disputes arising under these Terms will be resolved through binding arbitration conducted in accordance with the rules of the American Arbitration Association. The arbitration will take place in Virginia, USA. You acknowledge that this arbitration provision may not be enforceable in certain jurisdictions outside of the United States where local consumer protection laws apply.

16. Severability If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

17. Entire Agreement These Terms, along with our Privacy Policy, constitute the entire agreement between you and the Company concerning your use of the Service.

18. Contact Information If you have any questions, please email us at: Contact@Innovurs.com

By using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms.

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